Community Checking
Specialized tools and solutions to help your non-profit organization serve the community.
Checking that’s built to serve
The financial success of your non-profit is vital to our community and the people that live here. Through the Community Checking account, you will have access to specialized tools and solutions that can help you meet the unique needs of your organization, like complimentary wire transfers, premium savings rates, and generous transaction limits.
Get more with a Community Checking account
A Checking Account to Support Your Mission
Manage the complexity of your non-profit organization with an account designed for 501(c)(3), 501(c)(4) or 501(c)(6) charitable organizations dedicated to improving the community.
Visa® Business Debit Card
All of our business checking accounts are proud to feature the Visa® Business Debit Card, conveniently accepted at millions of merchants worldwide. In addition, you can easily add a debit card for employees with flexible spending limits you control.
Business Digital Online Banking with Business Bill Pay
Spend less time paying bills by making one-time and recurring payments with Business Bill Pay. Available through the long-bank-name mobile app or through Online Banking.
Community Banking at Its Best
We’re proud to be part of your community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
COMMUNITY CHECKING
Essential tools for non-profits
Account features:
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Earn premium interest rates on select Savings and Money Market accounts
- Make up to two (2) outgoing Domestic Wire Transfers each statement cycle with no fee when you submit the wire request through Business Online Banking.
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Access Treasury Management services that focus on simplifying payments, reducing fraud, and moving money more efficiently
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Zelle® for your business to quickly send and receive money
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Skip the trip to the bank and deposit checks through your mobile device with Mobile Remote Deposit
Account Details
Minimum Opening Deposit
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Maintain a minimum daily balance of at least $1,000, or a combined deposit balance of $10,000, or by paying a minimum amount of $X for other qualified banking services during the statement cycle.
Paper Statement Fee
Interested in other business checking options?
Quickly compare our business checking accounts to see which one is right for you. For additional help selecting the right account for your business, schedule an appointment with one of our business bankers.
Select type:
Business Inspire® Checking
Business Growth® Checking
Business Connect Checking
Business Interest Checking
Community Checking
When you’re in the business of helping, you need a bank that helps too.
Community checking is more than just a checking account. It’s also a relationship with a community bank that has a long, proud history of serving non-profits like yours.
Frequently Ask Questions
What features come standard with the Community Checking account?
- Up to 350 deposit or withdrawal transactions per statement cycle at no charge
- Up to $15,000 in cash deposits per statement cycle without a fee
- Premium interest rates on eligible Savings and Money Market accounts
- Business Online Banking and Business Online Bill Pay
- Zelle® for your business to send and receive money
- Mobile Remote Check Deposit
- Access to Treasury Management services
- Visa® Business Debit Card, plus additional card(s) for employees
- Ability to opt-in to paperless eStatements, eNotices, and eTax Documents
Where can I compare Business Checking accounts?
We have a helpful comparison table that allows you to select accounts and view the features and benefits side by side. If you would rather speak with a banker about our options, you can either contact us or schedule an appointment.
What information is required to open a Business Checking account?
Prepare for your application by gathering the information we may need during the account opening process. Depending on your entity type, this may include names, addresses, taxpayer ID numbers and other information to help us identify the business and its beneficial owners, including:
- Business entity name and contact information
- Business paperwork formed when registering the business with your state
- Personal information and identification for individuals that will be on the account
- Provide Beneficial Ownership Information for the business entity
- A minimum deposit to fund the account
How do I switch my Business Checking Account to short-bank-name?
Our Business Switch Kit is a helpful guide that will walk you through all the steps you need to make the switch to short-bank-name.
Do business checking accounts include overdraft protection?
Going over your account balance or bouncing a check can result in transactions being declined and returned. Overdraft Protection is available for all our Business Checking accounts, and it can help you avoid insufficient funds for checks, in-person withdrawals, ATM withdrawals, and other electronic transactions.
Can I opt out of paper statements and other paper documents?
eStatements, eNotices, and eTax Documents are available for all checking accounts and will remove the paper statement fee from your account. More information about eDocuments can be found in our Business eDocuments guide.
Does a business debit card come with each account?
Yes. All of our Business Checking Accounts come with complementary Visa Business Debit Cards for you and any employees you would like to have one.
Where can I learn more about Business Digital Banking?
Business Digital Banking is available on all of our accounts. You can learn more about Business Digital Banking in our Digital Banking Learning Center.