Business Interest Checking
An interest-bearing account for mid-sized to larger businesses with higher deposit balances.
Let the returns add up
With the long-bank-name Business Interest Checking Account, you can put your higher account balance to work earning interest. In addition, you will also have access to premium interest rates on eligible Business Savings and Business Money Market accounts, making this the ideal account for mid-sized or larger businesses.
Get more from Business Interest Checking
An Account that Can Grow Your Balance
Business Interest Checking is for mid-sized to larger businesses that want interest on balances and have moderate monthly transaction and cash deposit needs. This paired with our Treasury Management services connects you with helpful business management tools and support from the knowledgeable bankers at short-bank-name.
Visa® Business Debit Card
Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our business checking accounts are proud to feature the Visa® Business Debit Card, conveniently accepted at millions of merchants worldwide.
Business Digital Online Banking with Business Bill Pay
Make one-time and recurring payments with Business Bill Pay and spend less time paying bills. Available through the short-bank-name app for download on your smartphone or tablet from the Apple® App Store, or Google Play® store.
Community Banking at Its Best
We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
BUSINESS INTEREST CHECKING
Interest-bearing benefits for your business
Account features:
- Earn interest on your checking account balance
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Earn premium interest rates on eligible Business Savings, Business Money Market, and Premium Certificate of Deposit accounts
- No monthly service fee for additional Savings and Money Market accounts linked to your relationship
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Skip the trip to the bank and deposit checks through your mobile device
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Get cash when you need it with no ATM charges at any short-bank-name ATM
Account Details
Minimum Opening Deposit
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Maintain a minimum daily balance of $3,500
Paper Statement Fee
Interested in other business checking options?
Quickly compare our business checking accounts to see which one is right for you. For additional help selecting the right account for your business, schedule an appointment with one of our business bankers.
Select type:
Business Inspire® Checking
Business Growth® Checking
Business Connect Checking
Business Interest Checking
Community Checking
Let's put your money to work.
Business Interest Checking is more than just a checking account. It’s also a relationship with a Community bank that has a long, proud history of serving businesses and business owners like you.
Frequently Asked Questions
What features come standard with the Business Interest Checking account?
- Up to 250 deposit or withdrawal transactions per statement cycle at no charge
- Up to $15,000 in cash deposits per statement cycle without a fee
- Earn interest on your checking account balance
- Premium interest rates on eligible Savings, Money Market, and Certificate of Deposit accounts
- No monthly service fee for additional Savings and Money Market accounts linked to your relationship
- Business Online Banking and Business Online Bill Pay
- Zelle® for your business to send and receive money
- Mobile Remote Check Deposit
- Access to Treasury Management services
- Visa® Business Debit Card, plus additional card(s) for employees
- Ability to opt-in to paperless eStatements, eNotices, and eTax Documents
Where can I compare Business Checking accounts?
We have a helpful comparison table that allows you to select accounts and view the features and benefits side by side. If you would rather speak with a banker about our options, you can either contact us or schedule an appointment.
What information is required to open a Business Checking account?
Prepare for your application by gathering the information we may need during the account opening process. Depending on your entity type, this may include names, addresses, taxpayer ID numbers and other information to help us identify the business and its beneficial owners, including:
- Business entity name and contact information
- Business paperwork formed when registering the business with your state
- Personal information and identification for individuals that will be on the account
- Provide Beneficial Ownership Information for the business entity
- A minimum deposit to fund the account
How do I switch my Business Checking Account to short-bank-name?
Our Business Switch Kit is a helpful guide that will walk you through all the steps you need to make the switch to short-bank-name.
Do business checking accounts include overdraft protection?
Going over your account balance or bouncing a check can result in transactions being declined and returned. Overdraft Protection is available for all our Business Checking accounts, and it can help you avoid insufficient funds for checks, in-person withdrawals, ATM withdrawals, and other electronic transactions.
Can I opt out of paper statements and other paper documents?
eStatements, eNotices, and eTax Documents are available for all checking accounts and will remove the paper statement fee from your account. More information about eDocuments can be found in our Business eDocuments guide.
Does a business debit card come with each account?
Yes. All of our Business Checking Accounts come with complementary Visa Business Debit Cards for you and any employees you would like to have one.
Where can I learn more about Business Digital Banking?
Business Digital Banking is available on all of our accounts. You can learn more about Business Digital Banking in our Digital Banking Learning Center.