Business Inspire® Checking
Essential checking account features and tools for small or new businesses.
Simple checking for your big dreams
With Business Online and Mobile Banking, Mobile Check Deposits, and Online Business Bill Pay, the Business Inspire Checking account provides a strong financial foundation for a variety of small businesses and startups, like sole proprietors, gig workers, small contractors, LLCs, or home-based businesses.
Get more with a Business Inspire Checking account
The Standard for Small Business
Business Inspire Checking meets the banking needs of a small business that has limited transaction and lower deposit needs each month. Keep it simple and get convenient support from the knowledgeable bankers at long-bank-name.
Visa® Business Debit Card
All of our business checking accounts are proud to feature the Visa® Business Debit Card, conveniently accepted at millions of merchants worldwide. In addition, you can easily add a debit card for employees with flexible spending limits you control.
Digital Invoicing and Payment Acceptance
Skip printing and mailing invoices to customers and make getting paid quicker and simpler with Digital Invoicing and Payment Acceptance. Easily create, manage, and send customized invoices to customers through email, text message, or QR code.
Community Banking at Its Best
We’re proud to be part of your community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
BUSINESS INSPIRE CHECKING
Business banking made simple
Account features:
-
Use Zelle® for your business to quickly send and receive money
- Use Business Online Banking and Business Online Bill Pay to manage finances efficiently using your mobile device or computer
-
Skip the trip to the bank and deposit checks through your mobile device with Mobile Remote Deposit
-
Receive customized account alerts for transactions or balance thresholds
Account Details
Minimum Opening Deposit
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Maintain a minimum daily balance of at least $1,000, or conduct $1,000 or more in transactions (debit or credit) each month
Paper Statement Fee
Interested in other business checking options?
Quickly compare our business checking accounts to see which one is right for you. For additional help selecting the right account for your business, schedule an appointment with one of our business bankers.
Select type:
Business Inspire® Checking
Business Growth® Checking
Business Connect Checking
Business Interest Checking
Community Checking
Your financial journey starts here.
Business Inspire is more than just a checking account. It’s also a relationship with a community bank that has a long, proud history of serving
businesses and business owners like you.
Frequently Ask Questions
What features come standard with the Business Inspire Checking account?
- Up to 50 deposit or withdrawal transactions per statement cycle at no charge
- Up to $3,000 in cash deposits per statement cycle without a fee
- Business Online Banking and Business Online Bill Pay
- Zelle for your business to send and receive money
- Mobile Remote Check Deposit
- Visa® Business Debit Card, plus additional card(s) for employees
- Ability to opt-in to paperless eStatements, eNotices, and eTax Documents
Where can I compare Business Checking accounts?
We have a helpful comparison table that allows you to select accounts and view the features and benefits side by side. If you would rather speak with a banker about our options, you can either contact us or schedule an appointment.
What information is required to open a Business Checking account?
Prepare for your application by gathering the information we may need during the account opening process. Depending on your entity type, this may include names, addresses, taxpayer ID numbers and other information to help us identify the business and its beneficial owners, including:
- Business entity name and contact information
- Business paperwork formed when registering the business with your state
- Personal information and identification for individuals that will be on the account
- Provide Beneficial Ownership Information for the business entity
- A minimum deposit to fund the account
How do I switch my Business Checking Account to short-bank-name?
Our Business Switch Kit is a helpful guide that will walk you through all the steps you need to make the switch to short-bank-name.
Do business checking accounts include overdraft protection?
Going over your account balance or bouncing a check can result in transactions being declined and returned. Overdraft Protection is available for all our Business Checking accounts, and it can help you avoid insufficient funds for checks, in-person withdrawals, ATM withdrawals, and other electronic transactions.
Can I opt out of paper statements and other paper documents?
eStatements, eNotices, and eTax Documents are available for all checking accounts and will remove the paper statement fee from your account. More information about eDocuments can be found in our Business eDocuments guide.
Does a business debit card come with each account?
Yes. All of our Business Checking Accounts come with complementary Visa Business Debit Cards for you and any employees you would like to have one.
Where can I learn more about Business Digital Banking?
Business Digital Banking is available on all of our accounts. You can learn more about Business Digital Banking in our Digital Banking Learning Center.