Premium Interest Checking
Checking that makes your money work harder.
Invest in your financial future
It’s time to grow your wealth. Build on your banking relationships and get more out of every dollar with Premium Interest Checking. After all, you’ve earned it.
Benefits of Premium Interest Checking
Earn Interest
On your checking balance. Plus, premium rates on linked savings, money market and CD accounts
Access Cash
No withdrawal charge on up to three transactions at other banks’ ATMs each statement month
Protect Yourself
No fee on overdraft transfers from your savings or credit reserve line
Save Money
No monthly service fee for linked savings and money market accounts
Premium Interest Checking
Master the earning power of combined deposits:
Expect more with these elevated features:
- Earn a premium rate on checking, Savings, Money Market, and CD balances
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Enjoy no monthly maintenance fee when the combined balance requirement is met
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No short-bank-name withdrawal charge on up to three transactions at other banks’ ATMs per month. Plus, we will rebate up to three ATM fees charged by other banks each month
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No monthly service fee for additional Savings or Money Market accounts linked to your relationship
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Prevent overdrafts with overdraft transfers from Savings or Credit Reserve Line at no charge
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$0 for "short-bank-name Exclusive" design checks or 45% discount on another check design ordered through short-bank-name
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No fee on standard size (3x5) safe deposit box (where available) or $10 discount towards any larger box (key deposit required on all boxes)
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Use Online Banking with Bill Pay to manage finances efficiently on your mobile phone, tablet, or desktop
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Get cash when you need it with no charge at any short-bank-name ATM
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Skip the branch and deposit checks through your mobile device
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Open your account with a minimum deposit of $50
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Contact our US-based customer service cs-pers-db-support-hours
Premium Interest Checking Details
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Enjoy no monthly service fee when you maintain a combined deposit balance of $10,000 OR a combined deposit and Personal loan balance of $25,000.
Minimum Opening Deposit
The short-bank-name Difference
All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.
Digital Banking
Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.
Debit Card
Use your Visa® Debit Card to shop anywhere Visa is accepted, with the peace of mind of Zero Liability Protection.
Zelle®
Effortlessly send or request money with friends, family, and others you know at no additional charge to you.
Online Bill Pay
Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.
Account Alerts
Get automatic alerts when we detect a suspicious transaction and set up low-balance notifications for your account.
Mobile Deposit
Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.
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Premium interest on your account balance
$0.00 - $999.99
0.04%
$1,000.00 - $2,499.99
0.04%
$2,500.00 - $4,999.99
0.05%
$5,000.00 - $24,999.99
0.06%
$25,000.00 - $99,999.99
0.08%
$100,000.00 +
0.08%
$0.00 - $999.99
0.04%
$1,000.00 - $2,499.99
0.04%
$2,500.00 - $4,999.99
0.05%
$5,000.00 - $24,999.99
0.06%
$25,000.00 - $99,999.99
0.08%
$100,000.00 +
0.08%
0.04%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
0.08%
0.08%
0.08%
0.08%
Rates effective as of:
Rates and products offered may differ from state to state. To see the rate and offering available to you, please select where you bank. (Your privacy is important to us - see our Privacy Notice)
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Ready to get started?
With Premium Interest Checking from short-bank-name you get a more rewarding checking experience. Earn interest. Link additional accounts at premium rates. Access additional services for low or no fees.