Personal Checking

Individualized banking solutions that deliver value and support your daily life

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It’s an easy choice if you want to gain access to basic checking account features and tools. There’s no minimum monthly balance requirement and no paper statement fees when you enroll in eStatements.

Anytime Interest Checking

Earn interest on your account balance while you get the convenience of an online checking account with Digital Banking tools. Also enjoy savings with discounts on check orders and one monthly waiver of an out-of-network ATM fee.

Premium Interest Checking

This account earns you interest on Checking, as well as premium rates on linked Savings, Money Market, and CD balances. Manage accounts online with Digital and Mobile Banking, Mobile Check Deposit and get ATM fee waivers and refunds, plus no Monthly Service fee on Savings and Money Market Accounts and Overdraft Transfers.

Senior Advantage Checking

Exclusively for seniors, this carefree account can be a financial cornerstone for retirement and beyond. Get special options such as free checks and no paper statement fee.

Military Advantage Checking

We are proud to support servicemembers who have given so much. With Military Advantage, there are no monthly maintenance fees, ATM fee waivers and Online and Mobile Banking tools for life on the move.

OnBudget Banking

OnBudget is a smart option that features a predictable monthly service charge and no overdraft fees. It’s a checkless checking account with a Debit Card for payments and easy balance tracking.

Compare Personal Checking Accounts

Find the checking account that’s right for you with a side-by-side comparison of benefits and features.

Expect more from your checking account

Make life simpler with a new debit card, reducing the need to visit an ATM, write checks, or carry loose cash. All of our checking accounts are proud to feature the Visa® Debit Card, conveniently accepted at millions of merchants worldwide.

Make one-time and recurring payments with Online Bill Pay and spend less time paying bills. It’s included at no cost for our online personal checking accounts and the features work from your phone, tablet or desktop.

Going over your account balance or bouncing a check can result in transactions being declined and returned. Get Overdraft Protection to avoid insufficient funds for a check, in-person withdrawal, ATM withdrawal, or other electronic transaction.

When you choose a new checking account, think about ways to simplify your life. eStatements, eNotices, and eTax Documents will not only streamline recordkeeping but will also help you reduce the amount of paper waste. Learn more about eDocuments today.

Need to settle up with your dog-walker, split the cost of the check, or pay back a friend for amazing concert tickets? Send money to and receive money from friends, family, and people you know and trust with Zelle®. It’s conveniently available in both Online and Mobile Banking.

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you. Contact us.

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You're about to leave our website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

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You're about to leave our website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.